Foreclosure Prevention & Homeownership

HUD Certified Foreclosure Prevention Counseling: 

PCSI provides confidential counseling to families who are in danger of losing their homes through foreclosure. Families are assisted to try and keep their homes and protect any equity that may have built up.

This type of counseling consists of a personal interview and the development of a case management plan. A working relationship is established between the homeowner and lender and so as to determine the best relief measures. Every possible alternative to foreclosure is explored to reach a suitable solution. 

Relief measure sought include:
• Loan Modification or reduced payments
• Reinstatement and Assistance Under Keep Your Home program
• Forbearance agreements
• Deed-in-lieu of foreclosure
• Refinancing or recasting the mortgage 
• Sale of the property



DOWNLOAD OUR FORECLOSURE PREVENTION INTAKE FORM HERE:

Home Buyer and Homeownership Counseling: Homeownership counseling prepares first time buyers for a succesfull home purchase.  Budgeting, understanding the home purchase process and the fees that lenders may charge better prepare new buyers to acquire their first home. 

Homebuyer workshops are scheduled when there is sufficient participation for a group 8 hour session.  Individual Homeownership counseling is available in conjunction with https://www.ehomeamerica.org/ participants and face to face individual counseling sessions. 


© Pacific Community Services, Inc. 2019